Payment Financing Scheme

SAMPLE COMPUTATION
TOTAL CONTACT PRICE (TCP)
PHP 11,550,360.00 USD 231,007
Inclusive of VAT &/or MCC
Less: Reservation Fee (RT)
PHP 50,000 USD 1,000

PAYMENT OPTIONS
Spot Cash upon Reservation
TOTAL CONTRACT PRICE (TCP)
PHP 11,550,360.00 USD 231,007
Spot Cash Discount (10%)
PHP 1,155,036.00 USD 23,101
Additional Buyer’s Promo Discount
PHP 200,000.00 USD 4,000
Less : Reservation Fee
PHP 50,000 USD 1,000
Amount due upon Reservation
PHP 10,145,324.00 USD 202,906

Spot Cash in 30 Days
TOTAL CONTRACT PRICE (TCP)
PHP 11,550,360.00 USD 231,007
Spot Cash Discount (10%)
PHP 1,155,036.00 USD 23,101
Additional Buyer’s Promo Discount
PHP 100,000.00 USD 2,000
Less : Reservation Fee
PHP 50,000 USD 1,000
Amount due within 30 days from Reservation Date
PHP 10,245,324.00 USD 204,906

NO DOWN PAYMENT
(5%) Down Payment
PHP 577,518.00 USD 11,550
Less: Reservation Fee
PHP 50,000.00 USD 1,000
PHP 527,518.00 USD 10,550
Less: Promo Discount
PHP 527,518.00 USD 10,550
Zero Down Payment 0.00 0
(95%) Bank Loan
PHP 10,972,842.00 USD 219,457
Financing Amortization
(To start one (1) month after the loan takeout)
20 years at (7%) p.a. (subject to annual repricing) PHP 85,072 USD 1,701
15 years at (7%) p.a. (subject to annual repricing) PHP 98,627 USD 1,973
10 years at (7%) p.a. (subject to annual repricing) PHP 127,404 USD 2,548
5 years at (7%) p.a. (subject to annual repricing) PHP 217,275 USD 4,346

Spot (10%) Down Payment
Spot Down Payment (10%)
PHP 1,155,036.00 USD 23,101
Down Payment Discount (10%)
PHP 115,503.60 USD 2,310
Additional Buyer’s Promo Discount
PHP 100,000 USD 2,000
Less : Reservation Fee
PHP 50,000 USD 1,000
Spot Down Payment Balance payable in 30 days after the Reservation Date
PHP 889,532.40 USD 17,791
(90%) Bank Loan
PHP 10,395,324.00 USD 207,906
Discount on Loanable Amount (5%)
PHP 519,766.20 USD 10,395
Discounted Loan Value
PHP 9,875,557.80 USD 197,511
Financing Amortization
(To start one (1) month after the loan takeout)
20 years at (7%) p.a. (subject to annual repricing)PHP 76,565 USD 1,531
15 years at (7%) p.a. (subject to annual repricing) PHP 88,764 USD 1,775
10 years at (7%) p.a. (subject to annual repricing) PHP 114,664 USD 2,293
5 years at (7%) p.a. (subject to annual repricing) PHP 195,548 USD 3,911

(5%) in 6 Months
Down Payment (5%)
PHP 577,518.00 USD 11,550
Less : Reservation Fee
PHP 50,000 USD 1,000
Down Payment Balance
PHP 527,518.00 USD 10,550
Month 1 to 6
PHP 87,919.67 USD 1,758
(95%) Bank Loan
PHP 10,972,842.00 USD 219,457
Financing Amortization
(To start one (1) month after last monthly DP)
20 years at (7%) p.a. (subject to annual repricing)PHP 85,072 USD 1,701
15 years at (7%) p.a. (subject to annual repricing) PHP 98,627 USD 1,973
10 years at (7%) p.a. (subject to annual repricing) PHP 127,404 USD 2,548
5 years at (7%) p.a. (subject to annual repricing) PHP 217,275 USD 4,346

(10%) in 18 Months
Down Payment (10%)
PHP 1,155,036.00 USD 23,101
Less : Reservation Fee
PHP 50,000 USD 1,000
Down Payment Balance
PHP 1,105,036.00 USD 22,101
Month 1 to 18
PHP 61,390.89 USD 1,228
(90%) Bank Loan
PHP 10,395,324.00 USD 207,906
Financing Amortization
(To start one (1) month after last monthly DP)
20 years at (7%) p.a. (subject to annual repricing) PHP 80,595 USD 1,612
15 years at (7%) p.a. (subject to annual repricing) PHP 93,436 USD 1,869
10 years at (7%) p.a. (subject to annual repricing)PHP 120,699 USD 2,414
5 years at (7%) p.a. (subject to annual repricing)PHP 205,840 USD 4,117

Deferred for 12 Months (For Exemption Approval)
TOTAL CONTRACT PRICE
PHP 11,550,360.00 USD 231,007
Less : Reservation Fee
PHP 50,000 USD 1,000
Down Payment Balance
PHP 11,500,360.00 USD 230,007
Monthly Installment for 12 Months
PHP 958,363.33 USD 19,167