Balay Bugana - Phase 2 - Model 45 - 2 Br | Corner
Bacolod City, Negros Occidental, Region VI (Western Visayas)
Bedrooms: 2
Bathroom: 1
Lot Area: 45 sqm
Floor Area: 121 sqm
Ferti-Acres Agricultural, Inc. is a diversified real estate development company established in 1974. Originally operating as a sugar farm with 60 hectares, the company diversified into real estate development in 2009. The company specializes in building beautiful and affordable homes, developing residential communities, and helping rising families achieve home ownership. Known for projects like Silay Centerpoint, Silay Centerville, South Residences, Villa Estefania, Alturra Townhomes, and Balay Bugana.
Near key establishments:
Schools (all levels)
Hospitals like Metro Bacolod Hospital
Markets, banks, and churches
Sta. Fe Resort & commercial areas
Around 15–20 minutes to downtown Bacolod
Total Selling Price: 3,980,545
Spot Cash Payment
Total Selling Price: 3,980,545
Less: 5% Discount Payable in 30 Days: 152,995
Net Selling Price: 3,827,550
Less: Reservation Fee: 20,000
Net Total Contract Price: 3,807,550
Income Requirement
RCBC: 95K & UP
BPI Regular & AUB: 105K & UP
Bank Financing
(RCBC & BPI MyBahay 30 Yrs. Max / BPI Regular & AUB 20 Yrs. Max)
Required Downpayment: 79,928
Less: Reservation Fee: 20,000
Balance: 59,928
Monthly Payment Payable for 6 Months: 9,988.00
Bank Loanable Amount: 3,900,617
Estimated Monthly Amortization (7.5% interest - re-price after 3 yrs)
| Fixing Period | Monthly Amortization |
| :--- | :--- |
| 5 Years Fixing | 78,161 |
| 10 Years Fixing | 46,301 |
| 15 Years Fixing | 36,159 |
| 20 Years Fixing | 31,423 |
| 25 Years Fixing | 28,825 |
| 30 Years Fixing | 27,274 |
