Balay Bugana - Inner ( Spine ) Spot Cash - Zero Downpayment
Bacolod City, Negros Occidental, Region VI (Western Visayas)
Bedrooms: 2
Bathroom: 1
Lot Area: 100 sqm
Floor Area: 60 sqm
Ferti-Acres Agricultural, Inc. is a diversified real estate development company established in 1974. Originally operating as a sugar farm with 60 hectares, the company diversified into real estate development in 2009. The company specializes in building beautiful and affordable homes, developing residential communities, and helping rising families achieve home ownership. Known for projects like Silay Centerpoint, Silay Centerville, South Residences, Villa Estefania, Alturra Townhomes, and Balay Bugana.
Near key establishments:
Schools (all levels)
Hospitals like Metro Bacolod Hospital
Markets, banks, and churches
Sta. Fe Resort & commercial areas
Around 15–20 minutes to downtown Bacolod
Total Selling Price: 4,780,970
Less: Summer Promo Disc.: 285,437
Less: Additional Discount: 185,533
Total Selling Price (Net): 4,310,000
Spot Cash Payment
Total Selling Price: 4,310,000
Less: 5% Discount: 152,000
Net Selling Price: 4,158,000
Less: Reservation Fee: 20,000
Net Total Contract Price: 4,138,000
Income Requirement
AUB & BPI Regular: 115K & UP
RCBC: 100K & UP
Bank Financing
(RCBC & BPI MyBahay 20 Yrs. Max / BPI Regular & AUB 20 Yrs. Max)
Total Contract Price: 4,310,000
Less: Reservation Fee: 20,000
Balance: 4,290,000
Bank Loanable Amount: 4,290,000
Estimated Monthly Amortization (7% Interest - Re-price after 5 yrs)
| Fixing Period | Monthly Amortization |
| :--- | :--- |
| 5 Years Fixing | 85,962 |
| 10 Years Fixing | 50,923 |
| 15 Years Fixing | 39,769 |
| 20 Years Fixing | 34,560 |
| 25 Years Fixing | 31,703 |
| 30 Years Fixing | 29,996 |
