Payment Financing Scheme

SAMPLE COMPUTATION
TOTAL CONTACT PRICE (TCP)
PHP 11,059,403.04 USD 221,188
Inclusive of VAT &/or MCC
Less: Reservation Fee (RT)
PHP 50,000 USD 1,000

PAYMENT OPTIONS
Spot Cash upon Reservation
TOTAL CONTRACT PRICE (TCP)
PHP 11,059,403.04 USD 221,188
Spot Cash Discount (10%)
PHP 1,105,940.30 USD 22,119
Additional Buyer’s Promo Discount
PHP 200,000.00 USD 4,000
Less : Reservation Fee
PHP 50,000 USD 1,000
Amount due upon Reservation
PHP 9,703,462.74 USD 194,069

Spot Cash in 30 Days
TOTAL CONTRACT PRICE (TCP)
PHP 11,059,403.04 USD 221,188
Spot Cash Discount (10%)
PHP 1,105,940.30 USD 22,119
Additional Buyer’s Promo Discount
PHP 100,000.00 USD 2,000
Less : Reservation Fee
PHP 50,000 USD 1,000
Amount due within 30 days from Reservation Date
PHP 9,803,462.74 USD 196,069

NO DOWN PAYMENT
(5%) Down Payment
PHP 552,970.15 USD 11,059
Less: Reservation Fee
PHP 50,000.00 USD 1,000
PHP 502,970.15 USD 10,059
Less: Promo Discount
PHP 502,970.15 USD 10,059
Zero Down Payment 0.00 0
(95%) Bank Loan
PHP 10,506,432.89 USD 210,129
Financing Amortization
(To start one (1) month after the loan takeout)
20 years at (7%) p.a. (subject to annual repricing) PHP 81,456 USD 1,629
15 years at (7%) p.a. (subject to annual repricing) PHP 94,435 USD 1,889
10 years at (7%) p.a. (subject to annual repricing) PHP 121,989 USD 2,440
5 years at (7%) p.a. (subject to annual repricing) PHP 208,040 USD 4,161

Spot (10%) Down Payment
Spot Down Payment (10%)
PHP 1,105,940.30 USD 22,119
Down Payment Discount (10%)
PHP 110,594.03 USD 2,212
Additional Buyer’s Promo Discount
PHP 100,000 USD 2,000
Less : Reservation Fee
PHP 50,000 USD 1,000
Spot Down Payment Balance payable in 30 days after the Reservation Date
PHP 845,346.27 USD 16,907
(90%) Bank Loan
PHP 9,953,462.74 USD 199,069
Discount on Loanable Amount
PHP 5I7,673.14 USD 9,953
Discounted Loan Value
PHP 9,455,789.60 USD 189,116
Financing Amortization
(To start one (1) month after the loan takeout)
20 years at (7%) p.a. (subject to annual repricing)PHP 73,311 USD 1,466
15 years at (7%) p.a. (subject to annual repricing) PHP 84,991 USD 1,700
10 years at (7%) p.a. (subject to annual repricing) PHP 109,790 USD 2,196
5 years at (7%) p.a. (subject to annual repricing) PHP 187,236 USD 3,745

(5%) in 6 Months
Down Payment (5%)
PHP 552,970.15 USD 11,059
Less : Reservation Fee
PHP 50,000 USD 1,000
Down Payment Balance
PHP 502,970.15 USD 10,059
Month 1 to 6
PHP 83,828.36 USD 1,677
(95%) Bank Loan
PHP 10,506,432.89 USD 210,129
Financing Amortization
(To start one (1) month after last monthly DP)
20 years at (7%) p.a. (subject to annual repricing)PHP 81,456 USD 1,629
15 years at (7%) p.a. (subject to annual repricing) PHP 94,435 USD 1,889
10 years at (7%) p.a. (subject to annual repricing) PHP 121,989 USD 2,440
5 years at (7%) p.a. (subject to annual repricing) PHP 208,040 USD 4,161

(10%) in 18 Months
Down Payment (10%)
PHP 1,105,940.30 USD 22,119
Less : Reservation Fee
PHP 50,000 USD 1,000
Down Payment Balance
PHP 1,055,940.30 USD 21,119
Month 1 to 18
PHP 58,663.35 USD 1,173
(90%) Bank Loan
PHP 9,953,462.74 USD 199,069
Financing Amortization
(To start one (1) month after last monthly DP)
20 years at (7%) p.a. (subject to annual repricing) PHP 77,169 USD 1,543
15 years at (7%) p.a. (subject to annual repricing) PHP 89,465 USD 1,789
10 years at (7%) p.a. (subject to annual repricing)PHP 115,568 USD 2,311
5 years at (7%) p.a. (subject to annual repricing)PHP 197,090 USD 3,942

Deferred for 12 Months (For Exemption Approval)
TOTAL CONTRACT PRICE
PHP 11,059,403.04 USD 221,188
Less : Reservation Fee
PHP 50,000 USD 1,000
Down Payment Balance
PHP 11,009,403.04 USD 220,188
Monthly Installment for 12 Months
PHP 917,450.25 USD 18,349